Help Me Choose

Use our Policy Funnel now

Our Custom Health Plan Funnel is a great aid in helping you determine what Health Insurance Plans are available and are right for your situation.
It's simple to use

Click "Use our Policy Funnel now"
Look at the First set of Buttons
Click the one that applies to you
You will see a New set of Buttons
Again Click the one that applies to you
Soon you will see set of Brief Descriptions of Health Plans(blue background) which are appropriate to your situation
From the Brief Descriptions you will see a small button which when clicked will display more Detail about the Health Plan

I am a?

U.S. Citizen

NON-U.S. Citizen

U.S. Citizen

Travel
Outside U.S.

Travel
Inside U.S.

Residing
Outside U.S.

Missionary
Living Abroad

Missionary
Short Term Travel

Traveling Outside the U.S.

Less than
1 Year

Student
or Faculty

Group of
2 or More

Group of
5 or More

Marine Captain
& Crew Insurance

Traveling inside U.S.

Patriot T.R.I.P. Elite

World Class Protection: premier travel insurance and emergency travel assistance services program.
Trip Cancellation up to: $20,000/person
Trip Interruption up to 150% of Trip
Travel delay up to $1,000/person
Baggage & Personal possessions up to $2,000/person
Baggage Delay up to $500/person
Emergency Medical & Dental up to $50,000/person
Emergency Medial Evacuation/Repatriation up to $1,000,000/person
Emergency Reunion or Return of Mortal Remains up to $3,000/person
Common Carrier AD&D Principal $100,000/person
Violent Attacks up to $250/person

Patriot T.R.I.P.

To help protect you from losing money you/ve spent on travel plans.
Trip Cancellation up to: $20,000/person
Trip Interruption up to $20,000/person
Travel delay up to $500/person
Baggage & Personal possessions up to $1,000/person
Baggage Delay up to $100/person
Emergency Medical & Dental up to $10,000/person
Emergency Medial Evacuation/Repatriation up to $20,000/person
Emergency Reunion or Return of Mortal Remains up to $3,000/person
Common Carrier AD&D Principal $100,000/person
24/7 Worldwide Emergency Travel Assistance

Patriot T.R.I.P. Student

A cost conscious travel insurance program designed to provide coverage to students for many of those unforeseen circumstances that may force the cancellation of travel plans or interrupt a covered trip
Trip Cancellation up to: $5,000/person
Trip Interruption up to $5,000/person
Travel delay up to $300/person
Baggage & Personal possessions up to $500/person
Baggage Delay up to $100/person
Emergency Medical & Dental up to $2,500/person
Emergency Medial Evacuation/Repatriation up to $10,000/person
Emergency Reunion or Return of Mortal Remains up to $2,000/person
Common Carrier AD&D Principal $5,000/person
24/7 Worldwide Emergency Travel Assistance

Residing Overseas

Global Medical Insurance Platinum

This option provides the superior benefits package for the most discerning global consumer
Policy maximum of $5,000,000 or $8,000,000 lifetime per individual
Deductibles available from $250 to $10,000
Hospitalization/Room Board: Private room rate
Surgery: URC(Usual, Reasonable and Customary)
Outpatient Visits/Exams: URC
Rx Coverage: URC
Emergency Room Accident: URC
Emergency Medical Evacuation: Limited to Policy maximum, not subject to deductible or coinsurance
Child Wellness: $400 maximum per period of coverage not subject to deductible
Coinsurance: 100%
MyIMG to access information and manage your accounts
and Much, Much More

Global Medical Insurance Gold

This is our best selling plan
$5,000,000 lifetime per individual
Deductibles available from $250 to $10,000
Hospitalization/Room Board: Average semi-private room rate
Surgery: URC(Usual, Reasonable and Customary)
Outpatient Visits/Exams: URC
Rx Coverage: URC
Emergency Room Accident: URC
Emergency Medical Evacuation: Limited to Policy maximum
Child Wellness: $200 max not subject to deductible
Coinsurance: 100%
MyIMG to access information and manage your accounts
and Much, Much More

Global Medical Insurance Silver

This option provides affordable medical security designed for the more budget-conscious consumer.
$5,000,000 lifetime per individual
Deductibles available from $250 to $10,000
Hospitalization/Room Board: $600 per day(max 240 consecutive days per covered event)
Surgery URC(Usual, Reasonable and Customery)
Outpatient Visits/Exams: 25 visits per person/period, X-rays, Lab Tests - See Details for limits
Rx Coverage URC
Emergency Room Accident URC
Emergency Medical Evacuation $50,000 per period of coverage
Child Wellness 3 visits per period of coverage
Coinsurance 100%
MyIMG to access information and manage your accounts

Traveling inside U.S.

Purchase now

Missionary Short Term Travel

Outreach International Travel

Addresses the insurance needs of U.S. citizens and foreign nationals while traveling for international outreach anywhere outside of their home country.
Short-term travel medical insurance
Coverage for individuals and dependents
Maximum Limits from $50,000 to $2 million
Deductible options from $0 to $2,500
Available in monthly and daily rates
Renewable up to 24 months if three months or more are purchased

Missionary Living Abroad

Global Mission Medical International

For long-term missionaries and their families
Renewal provisions highly favorable for missionaries on extended furlough in the U.S.
hree plan designs: Silver, Gold and Platinum
Policy maximum of $5,000,000 or $8,000,000 under the Platinum Plan Option
Two coverage areas: worldwide or worldwide excluding U.S. and Canada
Coverage for individuals or families

MP+ International Insurance

Comprehensive, long-term employer-sponsored medical coverage
Provides long-term, worldwide medical coverage for mission groups of two or more
Policy maximum of $1,000,000 (may be increased to $5,000,000)
Coverage for groups
For: Mission sending organization of two or more international missionaries
For: International Christian Schools
For: Church sponsored missionaries

Purchase GMI Excl US/Canada - Silver now

page:global-medical/gmi-benefits.php

Less than 1 Year

Patriot Platinum
Travel International

Short-term travel medical coverage
Coverage for individuals and dependents
Two plan designs - one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
Policy maximums from $1,000,000 to $8,000,000
Deductible options from $0 to $25,000
Available in daily and monthly rates
Renewable up to 36 months if three months or more are purchased
Access to Global Concierge & Assistance Services - extended services handled by a dedicated service team
24 hour secure access from anywhere in the world to manage your account at anytime
Plus Much, Much More

Patriot Travel International

Short-term travel medical coverage
Coverage for individuals and dependents
Two plan designs - one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
Policy maximums from $50,000 to $2,000,000
Deductible options from $0 to $2,500
Available in daily and monthly rates
Renewable up to 24 months if three months or more are purchased
Freedom to seek treatment with hospital or doctor of your choice
Trip cancellation, travel delay and baggage delay benefits available
Universal Rx pharmacy discount savings
24 hour secure access from anywhere in the world to manage your account at anytime

Patriot Adventure Travel Medical Insurance

For adventurous international travelers participating in adventure sports
Short-term travel medical coverage
Coverage for individuals and dependents
Maximum Limit $50,000
Coverage for several adventure sport activities
Coverage for a minimum of 30 days up to a maximum of six months
Option to purchase in 15 day increments after one month is purchased
Universal Rx pharmacy discount savings
24 hour secure access from anywhere in the world to manage your account at any time

Patriot Green Travel Medical Insurance

Short-term green travel medical insurance for individuals and families
Short-term travel medical coverage
Coverage for individuals and families`
Maximum Limits from $50,000 to $2,000,000
Deductible options from $0 to $2,500
Available in daily and monthly rates
Renewable up to 24 months if three months is initially purchased
Freedom to seek treatment with hospital or doctor of your choice
Trip cancellation, travel delay, and baggage delay benefits available
Donations made to offset carbon footprint
Benefit for donations to environment organization `
Eco Sports Rider
Paperless product

Outreach International Travel

Short-term travel medical insurance
Policy maximums up to $2 million and deductible options up to $2,500
Two plan designs - one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
Available in daily and monthly rates
Coverage for individuals
Access to MyIMG
Universal Rx pharamacy discount savings

Purchase GMI Excl US/Canada - Gold now

Global Medical Insurance Excl US/Canada - Gold

Global Medical Insurance offers you the choice of three plan options: Silver, Gold and Platinum. You also have the opportunity to select a coverage area: worldwide or worldwide excluding the U.S. and Canada. Simply choose the plan option and coverage area that best fits your needs. Each one offers a full range of benefits suited for individuals and families, provides coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment.

When you select Global Medical Insurance, you receive IMG's commitment to deliver world-class health benefits, medical assistance and Global Peace of Mind^«.

Benefit Description Subject to deductible and coinsurance unless otherwise noted	Silver	Gold	Platinum
Coverage Area	Two options: worldwide or worldwide excluding the U.S. and Canada	Two options: worldwide or worldwide excluding the U.S. and Canada	Two options: worldwide or worldwide excluding the U.S. and Canada
Policy Maximum	$5,000,000 lifetime per individual	$5,000,000 lifetime per individual	$8,000,000 lifetime per individual
Deductible	Ranges from $250 to $10,000 per period of coverage, 50% reduction within PPO	Ranges from $250 to $10,000 per period of coverage, 50% reduction within PPO, Carry forward deductible - last 30 days of certificate year	Ranges from $100 to $10,000 per period of coverage, 50% reduction within PPO, Carry forward deductible - last 30 days of certificate year
Family Deductible	Three times the individual deductible	Three times the individual deductible	Two times the individual deductible
Coinsurance within the U.S. and Canada	80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum per period of coverage	80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum per period of coverage	90% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum per period of coverage
Coinsurance within the PPO network and outside the U.S. and Canada	100%	100%	100%
Hospitalization / Room & Board	$600 per day (maximum of 240 consecutive days per covered event)	Average semi-private room rate	Private room rate
Intensive Care Unit	$1,500 per day (maximum of 180 consecutive days per covered event)	Usual, Reasonable and Customary (URC)	Usual, Reasonable and Customary (URC)
Surgery	URC	URC	URC
Anesthetist's Charges Associated with Surgery	20% of surgery benefit	URC	URC
Transplants	$250,000 per transplant	$1,000,000 lifetime maximum	$2,000,000 lifetime maximum
Outpatient	*Visits/Exams - 25 visits per insured person per period of coverage to the maximum limit as outlined: physician* $70; specialist $70; psychiatrist $60; chiropractor $50;** surgical intervention consultation $500; X-rays - $250 per exam maximum limit; Lab Tests - $300 per exam maximum limit	URC	URC
Rx Coverage	URC	URC	Prescription drug card - Copay: $20 for generic / $40 for brand name when a generic is not available
Emergency Room Illness	URC - subject to an additional $250 deductible if not admitted	URC - subject to an additional $250 deductible if not admitted	URC - subject to an additional $250 deductible if not admitted
Emergency Room Accident	URC	URC	URC
Local Ambulance	$1,500 per covered event - not subject to deductible or coinsurance	URC	URC
Emergency Evacuation	$50,000 per period of coverage - not subject to deductible or coinsurance	Limited to policy maximum - not subject to deductible or coinsurance	Limited to policy maximum - not subject to deductible or coinsurance
Emergency Reunion	NA (Not Applicable)	$10,000 lifetime maximum	$10,000 lifetime maximum
Return of Mortal Remains	$25,000 lifetime maximum per insured - not subject to deductible or coinsurance	$25,000 lifetime maximum per insured -not subject to deductible or coinsurance	$50,000 lifetime maximum per insured -not subject to deductible or coinsurance
Maternity	Optional Rider - $50,000 lifetime maximum, maximum of $5,000 for normal delivery, $7,500 for C-section, $200 child wellness benefit for first 12 months - not subject to deductible or coinsurance. Available after 10 months of coverage benefits reduced by 50% for births that occur in11th or 12th month of continuous coverage	Optional Rider - $50,000 lifetime maximum, maximum of $5,000 for normal delivery, $7,500 for C-section, $200 child wellness benefit for first 12 months - not subject to deductible or coinsurance. Available after 10 months of coverage benefits reduced by 50% for births that occur in11th or 12th month of continuous coverage	Same As Any Illness (SAAI) $1,000 additional deductible, $50,000 lifetime maximum, $200 child wellness benefit for first 12 months. Available after 10 months of coverage
Supplemental Accident	NA	$300 per occurrence - not subject to deductible or coinsurance	$500 per occurrence - not subject to deductible or coinsurance
Mental/Nervous	Outpatient only - (see Outpatient) Available after 12 months of continuous coverage	$10,000 per period of coverage up to a $50,000 lifetime maximum. Available after 12 months of continuous coverage	SAAI $50,000 lifetime maximum. Available after 12 months of continuous coverage
Adult Wellness	NA	$250 per period of coverage - not subject to deductible or coinsurance Available for those 30 years of age and over after 12 months of continuous coverage	$500 per period of coverage - not subject to deductible or coinsurance Available for those 18 years of age and over after 12 months of continuous coverage
Child Wellness	Three visits per period of coverage -maximum $70 per visit. Available for children under 18 years of age after 12 months of continuous coverage	$200 maximum per period of coverage -not subject to deductible or coinsurance Available for children under 18 years of age after 12 months of continuous coverage	$400 maximum per period of coverage - not subject to deductible or coinsurance Available for children under 18 years of age after 12 months of continuous coverage
Other Services	Extended Care - limited to first 30 days of confinement Radiation Treatment - URC Home Nursing Care - limited 30 days per covered event Hospice Care - limited 30 days per covered event Prosthetic Devices - all URC	URC	URC
Physical Therapy	Maximum $40 per visit 30 visit maximum per period of coverage	Maximum $50 per visit	Maximum $50 per visit
High School Sports Injury	NA	NA	Up to $20,000 per certificate period
Recreational SCUBA	NA	URC	URC
Remote Transportation	NA	NA	Limited to $5,000 per certificate period up to a $20,000 lifetime maximum
Political Evacuation and Repatriation	NA	NA	Limited to $10,000 lifetime maximum
Complementary Medicine	NA	Acupuncture $150 Aroma Therapy $50 Herbal Therapy $50 Magnetic Therapy $75 Massage Therapy $150 Vitamin Therapy $100 Each per period of coverage	Acupuncture $150 Aroma Therapy $50 Herbal Therapy $50 Magnetic Therapy $75 Massage Therapy $150 Vitamin Therapy $100 Each per period of coverage
Non-emergency Dental	NA	NA	Calendar year maximum - $750 Individual deductible - $50 Schedule of benefits - Class I: 90% Class II: 70% Class III: 50% Ortho 0% (6 month waiting period)
Emergency Dental due to Accident	$1,000 per period of coverage	URC	URC
Emergency Dental due to Sudden Unexpected Pain	NA	$100 per period of coverage	See non-emergency dental benefits
Vision	NA	NA	Exams - up to $100 per 24 months Materials - up to $150 per 24 months
Global Concierge & Assistance Services	NA	NA	Included
Pre-existing Conditions	$5,000 per period of coverage up to a $50,000 lifetime maximum. Available after 24 months of continuous coverage	$5,000 per period of coverage up to a $50,000 lifetime maximum. Available after 24 months of continuous coverage	SAAI
NA (Not Applicable) / URC (Usual, Reasonable and Customary) / SAAI (Same As Any Illness)

This website contains only a consolidated and summary description of some of the current Global Medical Insurance benefits,conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this application and/or brochure has expired, is modified, or is replaced with a newer version. Current Certificate Wordings are available upon request.

Global Concierge and Assistance Services^SM

DEDICATED SERVICE LINE
An international toll-free number accessible worldwide 24/7.

DEDICATED CLAIMS TEAM
Provides members with expedited claims processing.

BAG TRACKING
Assistance in locating lost checked baggage and arranging the delivery of it to you anywhere in the world.

DRUG TRANSLATION SERVICES
24/7 online access that provides country specific brand names of common prescription and over-the-counter medications.

EMBASSY & CONSULATE REFERRALS
Provides the location and contact information of the nearest U.S. Embassy or Consulate.

EMERGENCY CASH TRANSFERS
Assists in arranging and obtaining cash transfers anywhere in the world.

EMERGENCY MESSAGE RELAY
Relay messages to your family, friends and co-workers, helping you maintain contact during an emergency.

EMERGENCY TRAVEL ARRANGEMENTS
Assists in making the appropriate travel arrangements in the event you must interrupt your travel and return home.

LEGAL REFERRALS
Provides the contact information for an attorney located in your country of travel.

LOST PASSPORT/TRAVEL DOCUMENTS ASSISTANCE
Assists in reporting, retrieval or replacement of lost or stolen travel documents.

PRESCRIPTION DRUG REPLACEMENT ASSISTANCE
Assists in the replacement and shipment of lost or damaged medication.

PRE-TRIP HEALTH AND SAFETY ADVISORIES
24/7 online access to information concerning current passport and visa requirements; information regarding inoculations and vaccinations; and up-to-date travel safety advisories.

SECURITY UPDATES AND COUNTRY PROFILES
24/7 online access to the latest advisories and travel warnings.

Global Concierge and Assistance Services are additional services offered under the Platinum plan option. They are not insurance benefits.

Purchase GMI Worldwide - Platinum now

page:global-medical/gmi-benefits.php

U.S. Citizen Traveling Inside U.S.

Purchase Patriot T.R.I.P. Student now

page:patriot-trip-student-insurance/patriot-trip-student-travel-benefits.php

Purchase now

Purchase Mission Plus International Insurance now

page:missionary/mission-plus-international-benefits.php

Purchase Patriot T.R.I.P. now

page:patriot-trip-insurance/patriot-trip-travel-benefits.php

U.S. Citizen Traveling Inside U.S.

Purchase Patriot T.R.I.P. Elite now

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Student or Faculty

IMG Patriot Exchange

Designed for Students participating in international programs, Cultural exchange participants, Graduate international students, Scholars and educators, Dependents
Two short-term travel medical plan designs
Plan maximums up to $500,000
Renewable up to 48 months if minimum of three months is purchased
Coverage for students, their spouses and unmarried dependent children traveling with them
Access to MyIMG
Universal Rx pharamcy discount savings
Student Health Center $5 co-pay per visit
100% Coinsurance
Optional Add-On coverage available for high school sports, personal sports and legal assistance
Plus Much, Much More

Patriot T.R.I.P. Student

A cost conscious travel insurance program designed to provide coverage to students for many of those unforeseen circumstances that may force the cancellation of travel plans or interrupt a covered trip
Trip Cancellation up to: $5,000/person
Trip Interruption up to $5,000/person
Travel delay up to $300/person
Baggage & Personal possessions up to $500/person
Baggage Delay up to $100/person
Emergency Medical & Dental up to $2,500/person
Emergency Medial Evacuation/Repatriation up to $10,000/person
Emergency Reunion or Return of Mortal Remains up to $2,000/person
Common Carrier AD&D Principal $5,000/person
24/7 Worldwide Emergency Travel Assistance

IMG Patriot Group Exchange

Designed for groups of two or more students studying abroad or participants of cultural exchange programs
Two short-term travel medical plan designs
Plan maximums up to $500,000
Renewable up to 48 months if minimum of three months is purchased
Coverage for students, their spouses and unmarried dependent children traveling with them
Universal Rx pharamcy discount savings
Student Health Center $5 co-pay per visit
100% Coinsurance
Optional Add-On coverage available for high school sports, personal sports and legal assistance
Students participating in international programs
Cultural exchange participants
Graduate international students
Scholars and educators
Plus Much, Much More

Student Health Advantage

Lifetime Maximum - Student: $500,000, Dependent: $50,000
Deductible: $100 per Illness/Injury
Meets Student visa requirements
Coverage for individuals or group members and their dependents
Maternity coverage after 10 months
Mental Health coverage
Organized Sports
International emergeny care
Pre-existing coverage after 12 months

Groups of 5 or More

Patriot Group Travel Medical Insurance

Provides coverage for groups of five or more U.S. citizens and/or foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country
Coverage for groups of 5 or more
Plan for U.S. citizens and one for non-U.S. citizens
Maximum Limits from $50,000 to $2,000,000
Deductible options from $0 to $2,500
Renewable up to 24 months if three months purchased
Freedom to seek treatment with hospital or doctor of your choice
Trip cancellation, travel delay and baggage delay benefits available
Groups of five or more travelers, perfect for large families, Student groups and Missionary groups

IMG Patriot Executive Group Travel

Annual Multi-Trip medical insurance for individuals and families
Short-term travel medical coverage
Coverage for groups of executives, their spouses and/or children traveling for a period of one year
Two plan designs - one for U.S. citizens and one for non-U.S. citizens
Maximum Limit $1,000,000
Individual deductible - $250 per each covered illness
Annual premium discounted from Patriot Executive individual plan
Freedom to seek treatment with the hospital or doctor of your choice
Multiple trip coverage throughout the year - choice of 30 days or 45 days in length

Purchase Patriot Executive Group Travel now

page:patriot-executive-group/patriot-executive-group-travel-medical-benefits.php

Purchase Patriot Group Travel now

page:patriot-group-travel/patriot-group-travel-medical-benefits.php

Group Short Term Travel

Outreach Group International Travel

Addresses the insurance needs of U.S. citizens and foreign nationals while traveling for international outreach anywhere outside of their home country.
Short-term travel medical insurance
Coverage for individuals and dependents
Maximum Limits from $50,000 to $2 million
Deductible options from $0 to $2,500
Available in monthly and daily rates
Renewable up to 24 months if three months or more are purchased

Purchase Outreach Group International Travel now

page:missionary/outreach-group-travel-benefits.php

Marine Captain & Crew Medical Insurance

Global Crew Medical Insurance

Worldwide coverage for professional marine captains & crew members
Long-term, comprehensive medical coverage
Policy maximum up to $5,000,000
Two coverage areas: worldwide and worldwide excluding the U.S. and Canada
Coverage for individuals
Optional Term Life and Daily Indemnity
Recreational Scuba
Amateur Sailboat Racing
Access to MyIMG
Captains of vessels
Crew members working at sea

International Marine Medical Insurance

Worldwide group coverage for professional marine crew
Long-term, comprehensive medical coverage
Policy maximum up to $1,000,000
Worldwide coverage including country of citizenship
Coverage for groups
Recreational Scuba
Amateur Sailboat Racing
Access to MyIMG
For: Group coverage-employer sponsored plan
For: Captains of vessels
For: Crew members working at sea

CrewSelect International

Worldwide coverage for professional marine captains & crew members
Long-term, comprehensive medical coverage
Policy maximum up to $8,000,000
Two coverage areas: worldwide and worldwide excluding the U.S. and Canada
Optional Term Life and Daily Indemnity
Premium and benefits paid in one of three currencies you select
Recreational Water Sports coverage
Scuba Diving up to 30 meters
Special Crew Member Return benefit
Lost/Theft of Luggage/Personal Papers
Trip Interruption
Out-of-Country Legal Expense
For: Marine captains and crew
For: Dependents and family coverage

CrewSelect Group International

Worldwide coverage for professional marine captains & crew members
Long-term, comprehensive medical coverage
Policy maximum up to $8,000,000
Two coverage areas: worldwide and worldwide excluding the U.S. and Canada
Optional Term Life and Daily Indemnity
Premium and benefits paid in one of three currencies you select
Recreational Water Sports coverage
Scuba Diving up to 30 meters
Special Crew Member Return benefit
Lost/Theft of Luggage/Personal Papers
Trip Interruption
Out-of-Country Legal Expense
For: Marine captains and crew
For: Dependents and family coverage

Purchase Outreach International Travel now

page:missionary/outreach-travel-benefits.php

Purchase now

Purchase Patriot Exchange US-Ctz Worldwide Excl US now

page:student-insurance/patriot-exchange-benefits-standard.php

Purchase Student Health Advantage Excl US now

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Purchase Patriot Group Exchange now

page:student-insurance/patriot-group-exchange-program.php

Purchase Patriot T.R.I.P. Student now

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Purchase Patriot Platinum Travel International now

page:patriot-platinum/patriot-platinum-medical-benefits.php

Purchase Patriot Travel International now

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Marine Captain & Crew Medical Insurance

CrewSelect Group International

Purchase now

Purchase Global Mission Medical International now

page:missionary/global-mission-benefits.php

Purchase Patriot Adventure Travel now

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Purchase Patriot Green Travel Medical Insurance now

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Purchase Global Crew Medical Insurance now

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Purchase International Marine Medical Insurance now

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Purchase CrewSelect International now

page:crewselect-international/crewselect-international-individual-plan-benefits.php

Purchase Outreach International Travel now

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Outside the United States

NON-U.S. Citizen

Non U.S. Citizen

Travel Outside
Home Country

Travel Inside
Home Country

Reside Outside
Home Country

Travel Outside Home Country

Short Term
Travel

International
Student

Frequent Traveler

Missionary

Travel Inside Home Country

Patriot T.R.I.P. Elite

World Class Protection: premier travel insurance and emergency travel assistance services program.
Trip Cancellation up to: $20,000/person
Trip Interruption up to 150% of Trip
Travel delay up to $1,000/person
Baggage & Personal possessions up to $2,000/person
Baggage Delay up to $500/person
Emergency Medical & Dental up to $50,000/person
Emergency Medial Evacuation/Repatriation up to $1,000,000/person
Emergency Reunion or Return of Mortal Remains up to $3,000/person
Common Carrier AD&D Principal $100,000/person
Violent Attacks up to $250/person

Patriot T.R.I.P.

To help protect you from losing money you/ve spent on travel plans.
Trip Cancellation up to: $20,000/person
Trip Interruption up to $20,000/person
Travel delay up to $500/person
Baggage & Personal possessions up to $1,000/person
Baggage Delay up to $100/person
Emergency Medical & Dental up to $10,000/person
Emergency Medial Evacuation/Repatriation up to $20,000/person
Emergency Reunion or Return of Mortal Remains up to $3,000/person
Common Carrier AD&D Principal $100,000/person
24/7 Worldwide Emergency Travel Assistance

Patriot T.R.I.P. Student

A cost conscious travel insurance program designed to provide coverage to students for many of those unforeseen circumstances that may force the cancellation of travel plans or interrupt a covered trip
Trip Cancellation up to: $5,000/person
Trip Interruption up to $5,000/person
Travel delay up to $300/person
Baggage & Personal possessions up to $500/person
Baggage Delay up to $100/person
Emergency Medical & Dental up to $2,500/person
Emergency Medial Evacuation/Repatriation up to $10,000/person
Emergency Reunion or Return of Mortal Remains up to $2,000/person
Common Carrier AD&D Principal $5,000/person
24/7 Worldwide Emergency Travel Assistance

Reside Outside Home Country

Global Medical Insurance Platinum

This option provides the superior benefits package for the most discerning global consumer
Policy maximum of $5,000,000 or $8,000,000 lifetime per individual
Deductibles available from $250 to $10,000
Hospitalization/Room Board: Private room rate
Surgery: URC(Usual, Reasonable and Customary)
Outpatient Visits/Exams: URC
Rx Coverage: URC
Emergency Room Accident: URC
Emergency Medical Evacuation: Limited to Policy maximum, not subject to deductible or coinsurance
Child Wellness: $400 maximum per period of coverage not subject to deductible
Coinsurance: 100%
MyIMG to access information and manage your accounts
and Much, Much More

Global Medical Insurance Gold

This is our best selling plan
$5,000,000 lifetime per individual
Deductibles available from $250 to $10,000
Hospitalization/Room Board: Average semi-private room rate
Surgery: URC(Usual, Reasonable and Customary)
Outpatient Visits/Exams: URC
Rx Coverage: URC
Emergency Room Accident: URC
Emergency Medical Evacuation: Limited to Policy maximum
Child Wellness: $200 max not subject to deductible
Coinsurance: 100%
MyIMG to access information and manage your accounts
and Much, Much More

Global Medical Insurance Silver

This option provides affordable medical security designed for the more budget-conscious consumer.
$5,000,000 lifetime per individual
Deductibles available from $250 to $10,000
Hospitalization/Room Board: $600 per day(max 240 consecutive days per covered event)
Surgery URC(Usual, Reasonable and Customery)
Outpatient Visits/Exams: 25 visits per person/period, X-rays, Lab Tests - See Details for limits
Rx Coverage URC
Emergency Room Accident URC
Emergency Medical Evacuation $50,000 per period of coverage
Child Wellness 3 visits per period of coverage
Coinsurance 100%
MyIMG to access information and manage your accounts

International Student

IMG Patriot Exchange

Designed for Students participating in international programs, Cultural exchange participants, Graduate international students, Scholars and educators, Dependents
Two short-term travel medical plan designs
Plan maximums up to $500,000
Renewable up to 48 months if minimum of three months is purchased
Coverage for students, their spouses and unmarried dependent children traveling with them
Access to MyIMG
Universal Rx pharamcy discount savings
Student Health Center $5 co-pay per visit
100% Coinsurance
Optional Add-On coverage available for high school sports, personal sports and legal assistance
Plus Much, Much More

Student Health Advantage

Lifetime Maximum - Student: $500,000, Dependent: $50,000
Deductible: $100 per Illness/Injury
Meets Student visa requirements
Coverage for individuals or group members and their dependents
Maternity coverage after 10 months
Mental Health coverage
Organized Sports
International emergeny care
Pre-existing coverage after 12 months

IMG Patriot Group Exchange

Designed for groups of two or more students studying abroad or participants of cultural exchange programs
Two short-term travel medical plan designs
Plan maximums up to $500,000
Renewable up to 48 months if minimum of three months is purchased
Coverage for students, their spouses and unmarried dependent children traveling with them
Universal Rx pharamcy discount savings
Student Health Center $5 co-pay per visit
100% Coinsurance
Optional Add-On coverage available for high school sports, personal sports and legal assistance
Students participating in international programs
Cultural exchange participants
Graduate international students
Scholars and educators
Plus Much, Much More

Patriot T.R.I.P. Student

A cost conscious travel insurance program designed to provide coverage to students for many of those unforeseen circumstances that may force the cancellation of travel plans or interrupt a covered trip
Trip Cancellation up to: $5,000/person
Trip Interruption up to $5,000/person
Travel delay up to $300/person
Baggage & Personal possessions up to $500/person
Baggage Delay up to $100/person
Emergency Medical & Dental up to $2,500/person
Emergency Medial Evacuation/Repatriation up to $10,000/person
Emergency Reunion or Return of Mortal Remains up to $2,000/person
Common Carrier AD&D Principal $5,000/person
24/7 Worldwide Emergency Travel Assistance

Outside the U.S.

Purchase Patriot T.R.I.P. now

page:patriot-trip-insurance/patriot-trip-travel-benefits.php

Outside the U.S.

Purchase Patriot T.R.I.P. Elite now

page:patriot-trip-elite-insurance/patriot-trip-elite-travel-benefits.php

Outside the U.S.

Purchase Patriot T.R.I.P. Student now

page:patriot-trip-student-insurance/patriot-trip-student-travel-benefits.php

Reside Outside Home Country

Purchase GMI Worldwide - Platinum now

page:global-medical/gmi-benefits.php

Short Term Travel

Patriot Platinum
Travel International

Short-term travel medical coverage
Coverage for individuals and dependents
Two plan designs - one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
Policy maximums from $1,000,000 to $8,000,000
Deductible options from $0 to $25,000
Available in daily and monthly rates
Renewable up to 36 months if three months or more are purchased
Access to Global Concierge & Assistance Services - extended services handled by a dedicated service team
24 hour secure access from anywhere in the world to manage your account at anytime
Plus Much, Much More

Patriot Travel International

Short-term travel medical coverage
Coverage for individuals and dependents
Two plan designs - one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
Policy maximums from $50,000 to $2,000,000
Deductible options from $0 to $2,500
Available in daily and monthly rates
Renewable up to 24 months if three months or more are purchased
Freedom to seek treatment with hospital or doctor of your choice
Trip cancellation, travel delay and baggage delay benefits available
Universal Rx pharmacy discount savings
24 hour secure access from anywhere in the world to manage your account at anytime

Patriot Adventure Travel Medical Insurance

For adventurous international travelers participating in adventure sports
Short-term travel medical coverage
Coverage for individuals and dependents
Maximum Limit $50,000
Coverage for several adventure sport activities
Coverage for a minimum of 30 days up to a maximum of six months
Option to purchase in 15 day increments after one month is purchased
Universal Rx pharmacy discount savings
24 hour secure access from anywhere in the world to manage your account at any time

Patriot Green Travel Medical Insurance

Short-term green travel medical insurance for individuals and families
Short-term travel medical coverage
Coverage for individuals and families`
Maximum Limits from $50,000 to $2,000,000
Deductible options from $0 to $2,500
Available in daily and monthly rates
Renewable up to 24 months if three months is initially purchased
Freedom to seek treatment with hospital or doctor of your choice
Trip cancellation, travel delay, and baggage delay benefits available
Donations made to offset carbon footprint
Benefit for donations to environment organization `
Eco Sports Rider
Paperless product

Outreach International Travel

Short-term travel medical insurance
Policy maximums up to $2 million and deductible options up to $2,500
Two plan designs - one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
Available in daily and monthly rates
Coverage for individuals
Access to MyIMG
Universal Rx pharamacy discount savings

Missionary Plans

Global Mission Medical International

For long-term missionaries and their families
Renewal provisions highly favorable for missionaries on extended furlough in the U.S.
hree plan designs: Silver, Gold and Platinum
Policy maximum of $5,000,000 or $8,000,000 under the Platinum Plan Option
Two coverage areas: worldwide or worldwide excluding U.S. and Canada
Coverage for individuals or families

MP+ International Insurance

Comprehensive, long-term employer-sponsored medical coverage
Provides long-term, worldwide medical coverage for mission groups of two or more
Policy maximum of $1,000,000 (may be increased to $5,000,000)
Coverage for groups
For: Mission sending organization of two or more international missionaries
For: International Christian Schools
For: Church sponsored missionaries

Outreach International Travel

Addresses the insurance needs of U.S. citizens and foreign nationals while traveling for international outreach anywhere outside of their home country.
Short-term travel medical insurance
Coverage for individuals and dependents
Maximum Limits from $50,000 to $2 million
Deductible options from $0 to $2,500
Available in monthly and daily rates
Renewable up to 24 months if three months or more are purchased

Outreach Group International Travel

Addresses the insurance needs of U.S. citizens and foreign nationals while traveling for international outreach anywhere outside of their home country.
Short-term travel medical insurance
Coverage for individuals and dependents
Maximum Limits from $50,000 to $2 million
Deductible options from $0 to $2,500
Available in monthly and daily rates
Renewable up to 24 months if three months or more are purchased

Frequent Traveler

Patriot Executive Travel Medical Insurance

Designed for executives that take multiple trips throughout the year outside their home country
Short-term travel medical coverage
Coverage for executives, their spouses and/or children traveling for a period of one year
Maximum Limit $1,000,000
Individual deductible - $250 per each covered illness
Annual premium
Freedom to seek treatment with the hospital or doctor of your choice
Multiple trip coverage throughout the year - choice of 30 days or 45 days in length
Universal Rx pharmacy discount savings
Traveling executives under 76 who are covered by an individual or group medical plan and travel internationally frequently throughout the year

Patriot Executive Group Medical Insurance

Designed for executives that take multiple trips throughout the year outside their home country
Short-term travel medical coverage
Coverage for executives, their spouses and/or children traveling for a period of one year
Maximum Limit $1,000,000
Individual deductible - $250 per each covered illness
Annual premium
Freedom to seek treatment with the hospital or doctor of your choice
Multiple trip coverage throughout the year - choice of 30 days or 45 days in length
Universal Rx pharmacy discount savings
Traveling executives under 76 who are covered by an individual or group medical plan and travel internationally frequently throughout the year