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Important! Experts say Travel Health Insurance can be crucial

You know that when you Travel away from home anything can happen.
When you are living in a foreign country, be prepared for any Medical emergency which may happen.

As Agents for International Medical Group (IMG), Inc. we can offer you a multitude of International Health Insurance products as well as the best Customer Service in the business.

We know that international travel can be exciting, but it can also bring many unpredictable situations if you should need medical care while you're abroad. Global Medical Coverage can provide you with international travel medical insurance to ease the stress of an unfamiliar culture or medical system.

Whether you need individual coverage for a vacation, group coverage for employees in around the world or expatriate medical insurance, we have a product to meet your needs.  Live Chat

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Travel Insurance Articles by Ken Vandiver

  • IMG Travel Insurance, 5 Reasons To Get It International Medical Group (IMG) has, for 20 years, Travel Insurance, International Medical Insurance and some of the best service in the business to the international community. Traveling can be exiting but remember that when you are traveling anything can happen and when it does can be even more traumatic if you are in a foreign country and unfamiliar with the culture and maybe even the language. Since most traditional health plans are not useful internationally it's always best to be prepare
  • Patriot Adventure Travel Medical Insurance These plans Patriot Adventure International Travel Medical Insurance and Patriot Adventure America Travel Medical Insurance are for those of you who are Adventure Sports enthusiasts, it is available for adventure sports enthusiasts from the U.S. as well as non-U.S. citizens. Both of these Patriot Adventure Travel Medical Insurance plans are available from a minimum of 30 days up to a maximum of 6 months.
  • Patriot Executive Travel Medical Insurance Patriot Executive International Travel Medical Insurance plan offers a complete package of International benefits 24 hours a day. There is a Patriot Executive plan for U.S. citizens and one for non-U.S. citizens. Each plan provides coverage for you, your spouse and your children for each trip outside your home country during a period of up to 1 year.
  • Patriot Group Travel Medical Insurance Whether your Group traveling on a trade mission, as a business team, a missionary group or even a large family group you should consider Patriot Group Travel Medical Insurance. You would be hard-pressed to find a better international group insurance plan. If a member of your group is insured or becomes ill overseas and you don't have a good group travel medical insurance plan who are you going to call for help?
  • Patriot Platinum Travel Medical Insurance This First-Class travel medical insurance plan comes in both Patriot Platinum International and Patriot Platinum America. Both provide the discerning traveler offer a complete package of international benefits available 24 hours a day. These 2 plans are available from 10 days to 3 years. Besides the range of deductibles (0 to $25,000) and policy maximums ($1,000,000, $5,000,000 and $8,000,000) you also have access to IMG's Global Concierge and Assistance Services.
  • Patriot Travel Medical Insurance There are two Patriot travel medical insurance plans available. Patriot International is for U.S. Citizens traveling outside the U.S. with coverage for brief returns to the U.S. The other plan is Patriot America, this is for non-U.S. Citizens traveling outside their home countries. The period of coverage for both plans can be from 10 days up to 2 years. Both plans offer great benefits and services which should meet your international needs.
  • Travel Medical Insurance - 6 Reasons to Have it When You Travel OverseasMillions of people travel outside of the United States each year and about 20 to 25 percent purchase Travel Medical Insurance. Why not everyone you might ask, well it's probably because many travelers don't even think about why they should have travel insurance, what the benefits are or what the cost is. Here are five reasons you should have Travel Medical Insurance for your trip or vacation.
  • Travel Medical Insurance - What are the Medical BenefitsThe Medical Benefits of a good travel medical insurance policy are probably the main reason in-the-know travelers buy it. Your travel medical insurance policy will have hospital room and board, intensive care, extensive medical expenses, outpatient medical, local ambulance, prescription drugs, emergency room accident and more. It will have all of the elements of the health insurance you have at home plus many benefits designed specifically for travelers.
  • Travel Medical Insurance - Choose Your Deductible and Policy MaximumFlexibility when purchasing a good travel medical insurance policy is one of the benefits you should look for when deciding which plan to get. When you are able to select the deductible you are comfortable with, usually from $0 to $2,500 and you can also choose the policy maximum you want, this will normally vary from $50,000 to $2,000,000, you have control of how much you will have to spend to get the protection you and your family deserve. So always look for this feature when considering which travel medical insurance policy to get for your trip or vacation.
  • Travel Medical Insurance - International Emergency Care BenefitsWhen you travel outside of your home country you will also have these International emergency care benefits, if you have a good Travel Medical Insurance policy; emergency medical evacuation, emergency reunion, return of mortal remains, returning minor children and political evacuation. If anything should occur while in another country which would require the use of any of these benefits having them could save you thousands of dollars. Let me explain in more detail what these Travel Medical Insurance benefits are.
  • Travel Medical Insurance - Additional BenefitsThe Additional benefits of a good Travel Medical Insurance policy are important so be sure to see what they are. Covered injury or illness will be covered for 6 months from date it occurred. Incidental home country coverage, end of trip home country coverage, common carrier accidental death, sports and activities coverage, accidental death and dismemberment, terrorism coverage, identity theft assistance, natural disaster, trip interruption and lost luggage.
  • Travel Medical Insurance - Optional Ridersravel Medical Insurance policies should offer Optional Riders such as: Adventure sports rider for those extreme sports fans among us, enhanced AD&D rider available to the primary insured and a Citizenship return rider to provide temporary medical coverage for non-U.S. Citizens returning to their country of citizenship or for U.S. citizens provides up to 60 days of coverage for brief returns to the U.S. Different travel medical insurance policies may have a selection of different optional riders.
  • Travel Medical Insurance - What is the Cost?What is the cost of a good travel medical insurance policy you might be asking yourself? If you are considering traveling overseas without a good Travel Medical Insurance policy, please don't let the high cost deter you from buying. Why, because the cost is not high, in fact it's really inexpensive. The cost, of course, depends on a number of factors so we will take a look at both the cost and what affects it.
  • Avoid the Financial Pain of Traveling without Travel Medical Insurance! An acquaintance of mine took a trip with his family last year and didn't buy a Travel Medical Insurance policy because his credit card had a travel insurance feature. He thought he was covered if anything happened on his trip. Boy was he wrong!
  • Traveling Overseas Soon, Don't Forget Your Travel Medical Insurance! Getting ready for some overseas travel soon? If so you should give serious consideration to purchasing International Travel Medical Insurance, traveling without it could be financially devastating. You can do it but it's really not the best thing for you or your family.
  • 10 Important Things to Remember Before You Travel! Before you travel overseas there are 10 important things to remember. After you have made all of the arrangements for your vacation or travel to some other country here is a list of what not to forget. This list is important for anyone preparing for a trip as the preparations can sometimes be a harrowing experience, so print out this list and put it on your refrigerator or someplace else conspicuous so you don't forget anything.
  • Travel Insurance, How Many Types are There? First let's see what the various high level types of Travel Insurance are. It's a short list: trip insurance, travel medical insurance and emergency evacuation insurance. However these three types can also be broken down to several types. There is multi-trip insurance, adventure travel insurance, group travel insurance, missionary insurance and student insurance. Many of these various types will blend together or have many of the same benefits but often at different levels of coverage. The purpose of this article is to give a somewhat brief explanation of each of the types and their uses.
  • Cheap Travel Insurance, is it a Wise Choice? We'll talk about Cheap Travel Insurance in a moment, first let's first take a look at buying cheap in general. Be honest, is buying cheap always the smart thing to do? Last year bought a new toaster. I shopped around for the best price and finally settled on the cheapest one I could find. Guess what, within a month I had to get another one. This time I got a much better one and am very happy with it. Sometimes it's best to get a better not cheap!
  • What are the Differences Between Trip Insurance and Travel Medical Insurance? If you've been wondering "Which should I buy, Travel Medical Insurance or Trip Cancellation Insurance?". Maybe you should learn what the difference is, let me help you.
  • What is Short Term Travel Insurance? Exactly What is Short Term Travel Insurance? Very probably you think that it is a form of travel insurance which you would use only for short trips or vacations. Well, that is only partially correct. Most Short Term Travel Insurance plans can be purchased for up to a year and many can be renewed up to two or three years.
  • Travel Medical Insurance, a Closer Look Have you ever wondered exactly why a Travel Medical Insurance policy might be beneficial to you? There are benefits which every Travel Medical Insurance plan should have. Some of these benefits will be missing from some of the cheapest plans but we are going to look at the better travel medical insurance plans. Most of us have to save for quite a while for our vacation and don't really want it ruined because we saved a few dollars on Travel Medical Insurance?
  • Short Term Travel Insurance, What Do You Think It Is? When I've asked people the question "What is Short Term Travel Insurance?" most of them think it is a type of travel insurance which is used only for short periods of time, at most a month or so. When they tell me that I have to correct them as to what "short term" really means.
  • Travel Insurance, to Buy Cheap Or to Buy Best? That Is the Question. That question is not really very hard to answer. Very probably every time you need to buy something you ask yourself; "should I buy the cheapest or should I buy the best?" I know I do, maybe it's something common to those of us who don't have more money than we know what to do with.
  • Get the Best Travel Insurance for Your Needs, Not the Cheapest Let's say you're a Globe Trotter, you travel a number of times a year to countries all over the world. It doesn't matter if you're traveling on business or if you travel because you love to visit far away, exotic lands. You have to, for you own well being, keep in mind that the world away from your home can be not only fun and exciting it also holds dangers that you probably are not used too.
  • Why Buy Cheap Travel Insurance? Cheap travel insurance is not necessarily the best travel insurance. Remember when you buy cheap you get less and when it comes to insurance you must know what you are not getting when you buy the cheapest. What risks are you willing to take, which benefits are you willing to do without?
  • Cheap Travel Insurance, Do You Really Want It? Let's take a look at what the benefits of buying something less than the Best Travel Insurance for your trip or vacation might be. I'm sure we can find some reasons for purchasing the cheapest insurance.
  • What Is the Best Travel Insurance for You? Are you looking for the Best Travel Insurance for your upcoming trip, but have no idea how to find it? Don't feel alone many people are in the same boat, because travel and trip insurance can be confusing, complicated and even intimidating. What you need is a place to go where you can be sure you will find the help you need to find the type of Insurance for your trip.
  • The Best Travel Insurance, How to Find What You Need Have you ever known that you need something, you know what it is, but have no idea how to find it? Sometimes travel insurance can be like that, because it can be confusing, complicated and intimidating.
  • Short Term Travel Coverage - an In-Depth Look For this analysis let's look at IMG's Patriot Travel Medical Insurance plan, one of the best available. It is a short term travel medical insurance plan designed for individuals and/or their families.
  • Trouble for Fifty Thousand Travelers - Goldtrail-Bankrupt! Well it happened, one of England's largest Tour Companies, Goldtrail, went bankrupt over the weekend of July 16, 2010 leaving approximately 50,000 travelers affected...
  • Travel Medical Insurance, A Discussion of the Benefits Most of us who travel often wonder just what the benefits of Travel Medical Insurance are...
  • Talking About Travel Medical Insurance Travel medical insurance is normally the most comprehensive type of travel insurance you need to protect yourself and your family...
  • What is the Difference Between Travel Insurance and Trip Insurance? Many times I have had clients ask me, when should I purchase Trip Insurance instead of Travel Insurance. What's the difference?...
  • Is Travel Insurance Confusing to You? I have found that the best way to make travel insurance simple is to begin by breaking it down into the various types...
  • Emergency Evacuation Insurance Last time in our discussion about travel insurance, we talked about Trip/Cancellation Insurance this time we will discuss Emergency Evacuation Insurance...
  • How Do I Get Emergency Evacuation Insurance? If you're asking yourself "How do I get Emergency Evacuation Insurance?", the answer is easy, I'll explain it in this article. First though let's go over exactly what it is and why you need it. Emergency Evacuation Insurance is insurance to evacuate you, normally from a remote location, when a
  • Why Do I Need Emergency Evacuation Insurance? You may ask, Why do I need Emergency Evacuation Insurance? Let's take a look at some of the things that can happen which would make it essential that you have emergency evacuation insurance. Always remember that when you travel emergencies can happen and emergency evacuation insurance could be essential to
  • Global Travel Coverage, Why in the World Do You Need it? In this article we'll talk about what Trip Cancellation Insurance will do for you and why your really should have Global Travel Coverage on your trips.
  • Are you an Expatriate in Need of Global Medical Insurance? Global Medical Insurance from International Medical Group (IMG) is perfect for Expatriates and Citizens of countries outside of the U.S. who are looking for U.S. style Health Insurance.
  • Provide Your International Employees With International Group Medical Insurance at a Lower Cost There is an employer international group medical insurance plan that could very well be what you need. This group medical insurance plan will allow you to provide your international employees with the same quality of medical insurance they enjoy in the US.
  • What to Look for in a Global Employers International Group Medical Insurance Plan Last time was the introduction to a good Global Employers Group Medical Insurance plan, we went over what it is and what services are provided by International Medical Group.This time we will cover the various Benefits which should be part of a Good Global Employers Group Medical Insurance plan. OK, let's get to it.
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