Outreach Travel Medical Insurance
Medical insurance for families and individuals
Optional Riders for Outreach Travel Medical Insurance
You may elect to purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Optional Riders
| ADVENTURE SPORTS RIDER |
The Adventure Sports Rider is available on both Outreach plans and adds up to 12 months of coverage for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed on page 7: abseiling, aviation, BMX, bobsleigh, bungee jumping, canyoning, caving, flying (private plane), hang gliding, heli-skiing, high diving, hot air ballooning, inline skating, jet skiing, kayaking, mountain biking, paragliding, parascending, rappelling, rock climbing (ropes and guides to 4500m from ground level), skydiving, snow boarding, snowmobiling, snow skiing, spelunking, surfing, trekking, whitewater rafting (to Class V), windsurfing. These adventure activities must be engaged in solely for leisure, recreation, or entertainment purposes.
| U.S. Citizen | Non-U.S. Citizen |
| Base Premium x 20% | Base Premium x 20% |
| OUTREACH RETURN RIDER |
The Outreach Return Rider is only available to non-U.S. citizens who have purchased Outreach America. When purchased at the time of application, Outreach Return provides temporary medical coverage for non-U.S. citizens returning to their home country.
| Base Premium x 5%. |
| ENHANCED AD&D RIDER |
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the Outreach plans. Coverage must be purchased for a minimum of three months.
| Monthly Rates - coverage must be purchased for a minimum of three months |
| Up to $100,000 additional coverage | $8 |
| Up to $200,000 additional coverage | $16 |
| Up to $300,000 additional coverage | $24 |
| Up to $400,000 additional coverage | $32 |
This web page contains only a consolidated and summary description of all current Outreach Travel Medical Insurance benefits, conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this application and/or brochure has expired, is modified, or is replaced with a newer version. Current Certificate Wordings are available upon request.