Patriot T.R.I.P. Travel Insurance
Schedule of Benefits
All amounts listed are in U.S. dollars. Click the gray titles to see further information.
Summary of Benefits
| Trip Cancellation/Interruption | The amount of your trip you elected to protect, up to US$20,000 per person |  |
Your emergency illness, injury or death, or that of a family member, a business partner, a travel companion, or a travel companion's family member
Financial default of a travel supplier
A terrorist incident
Organized labor strike, natural disaster or bad weather resulting in the cessation of the travel supplier's services
Hijacking
Medical quarantine
Jury duty
Your home or that of a travel companion made uninhabitable by fire, windstorm, vandalism, or flood
Your auto accident or that of your travel companion on the way to the scheduled departure point
Cancelled leave if you or your companion is on active duty for the military, police or fire department
Employer termination or layoff
| Travel Delay | Up to US$500 per person | |
Travel supplier delay
Lost or stolen passport, travel documents, or money
Medical quarantine
Natural disaster
Your injury or illness or that of your travel companion
Missed cruise departures because of flight delay due to bad weather
| Baggage and Personal Possessions | Up to US$1,000 per person | |
Damage to, loss of, or theft of your checked or stored baggage by a common carrier or while stored with your hotel
| Baggage Delay | Up to US$100 per person |
| Emergency Medical/Dental Expenses | Up to US$10,000 per person |
| Emergency Medical Evacuation/Repatriation | Up to US$20,000 per person | |
Reasonable expenses for evacuation to the nearest adequate medical facility, provided you are traveling more than 120 miles from your primary place of residence
Reasonable expenses when you are confined in a medical facility more than 120 miles from your primary residence, and your treating physician and we determine it is medically necessary to transfer you to a medical facility nearer to your primary residence
| Emergency Reunion or Return of Mortal Remains | Up to US$3,000 per person | |
Return of dependant child or grandchildren
Transportation and lodging for a family member to be at your bedside
Return of a rental vehicle
Return of mortal remains
| Common Carrier Accidental Death and Dismemberment | Up to US$100,000 per person |
This is a summary of the principal provisions of the master policy offered through the NSBTHA for its members. It is not considered to be a contract of insurance. Complete details of coverage, terms, limitations, and exclusions that may affect benefits payable are provided in the master policy and summarized in the certificates.j
Coverage may vary by state and may not be available in all states. Read your certificate carefully and note all state exceptions that may apply. For more information regarding the exclusions and all other terms and conditions of Patriot T.R.I.P., please see the certificate wording for your state which is available upon request.
This Summary of Benefits is not intended to be an offer to sell Patriot T.R.I.P. or a solicitation by iTravelInsured in any jurisdiction where such action would be unlawful or in which iTravelInsured is not qualified to do so.
* This Web page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this Web page, application, and/or brochure has expired, is modified, or is replaced with a newer version. Current Certificate Wordings are available upon request.