Patriot T.R.I.P. Student Travel Insurance
Schedule of Benefits
All amounts listed are in U.S. dollars. Click the gray titles to see further information.
Summary of Benefits
| Trip Cancellation/Interruption | The amount of your trip you elected to protect, up to US$5,000 per student |  |
Your emergency illness, injury or death, or that of a family member, a business partner, a travel companion, or a travel companion's family member
Financial default of a travel supplier
A terrorist incident
Organized labor strike, natural disaster or bad weather resulting in the cessation of the travel supplier's services
Hijacking
Medical quarantine
Jury duty
Your home or that of a travel companion made uninhabitable by fire, windstorm, vandalism, or flood
Your auto accident or that of your travel companion on the way to the scheduled departure point
Cancelled leave if you or your companion is on active duty for the military, police or fire department
Employer termination or layoff
| Travel Delay | Up to US$300 per student | |
Travel supplier delay
Lost or stolen passport, travel documents, or money
Medical quarantine
Natural disaster
Your injury or illness or that of your travel companion
Missed cruise departures because of flight delay due to bad weather
| Baggage and Personal Possessions | Up to US$500 per student | |
Damage to, loss of, or theft of your checked or stored baggage by a common carrier or while stored with your hotel
| Baggage Delay | Up to US$50 per student |
| Emergency Medical/Dental Expenses | Up to US$2,500 per student |
| Emergency Medical Evacuation/Repatriation | Up to US$10,000 per student | |
Reasonable expenses for evacuation to the nearest adequate medical facility, provided you are traveling more than 120 miles from your primary place of residence
Reasonable expenses when you are confined in a medical facility more than 120 miles from your primary residence, and your treating physician and we determine it is medically necessary to transfer you to a medical facility nearer to your primary residence
| Emergency Reunion or Return of Mortal Remains | Up to US$2,000 per student | |
Return of dependant child or grandchildren
Transportation and lodging for a family member to be at your bedside
Return of a rental vehicle
Return of mortal remains
| Common Carrier Accidental Death and Dismemberment | Up to US$5,000 per person |